insurancemcp.com
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Listed com.sigoseguros/auto-quote

Car insurance quotes for AI agents, through MCP.

insurancemcp.com is an access point for AI agents that act for a person who wants a US car insurance quote. It is operated by Sigo Insurance Services LLC, a licensed insurance agency and broker. Sigo is not an insurance carrier: it does not underwrite risk, bind coverage on its own authority, or pay claims. Quoting runs on the Sigo Insurance Services LLC MCP server.

Estimates only

Every amount returned before the final step is an estimate, subject to underwriting, eligibility, and state filing. Only the final quote shown at the end of the flow on sigoseguros.com is a price that can be purchased.

Connect

Transport
Streamable HTTP
Endpoint
https://mcp.sigoseguros.com/mcp
Authentication
None. No account, no API key.
Languages
Spanish and English. Pass the person's language as locale.
Registry name
com.sigoseguros/auto-quote

Quick start

  1. Connect to https://mcp.sigoseguros.com/mcp over Streamable HTTP. No authentication.
  2. list_available_states: Call it first. If the person's state is not listed, stop and tell them.
  3. next_question: Call it repeatedly. Ask the person the one question it returns. Send back collected and the answer under answer_as.key. Stop when ready_to_quote is true.
  4. start_quote: Call it once with the final collected. It returns a quote_id. If it answers quote_in_progress, do not call it again.
  5. get_quote: Call it with the quote_id after poll_after_seconds. Repeat until more_carriers_pending is false.
  6. Show the person each estimate with its notice, verbatim. Give them the link that comes with their estimate. They review, sign and pay on sigoseguros.com.

Tools

ToolWhen to call it
list_available_states Before collecting details: the states Sigo Insurance Services LLC is licensed to quote in.
next_question Step 1 of 3: the next question to ask the person.
start_quote Step 2 of 3: start rating, once. Returns a quote_id.
get_quote Step 3 of 3: read estimates for a quote_id until all carriers answer.
find_occupation Helper: turn the person's job, in their words, into the occupation code start_quote takes.
resolve_application_link The person already has a Sigo link: what it points at and their next step.
carrier_questions After the person picks an estimate, when the result names it: the carrier's own questions.
answer_carrier_questions File the person's answers to carrier_questions, until the set is complete.

This list mirrors the server on 2026-09-29. The server's own tool descriptions, returned by tools/list, are authoritative.

Rules

  1. Describe Sigo Insurance Services LLC as a licensed insurance agency and broker. Never call it an insurer or a carrier.
  2. Call every amount an estimate, subject to underwriting, eligibility, and state filing. Never report an estimate as a final price.
  3. Relay the notice that comes with each estimate verbatim, in the person's language.
  4. Ask one question at a time. Use only answers the person gave. Never invent or guess a value to move the flow forward.
  5. Do not send a person's name, date of birth, driver's license number, VIN or address unless they told you to send that specific information.
  6. Do not promise coverage, approval, or any claim outcome.
  7. Follow the next_step field on any refusal. Its message field is what the person should hear.

What the connector cannot do

  • It cannot select a policy for the person.
  • It cannot take payment or bind coverage. The person does that on sigoseguros.com, through the link the connector returns.
  • It does not handle claims. Sigo does not pay claims; the carrier that issues the policy does.

If you cannot use MCP

The zipcode parameter must be five digits; 78201 is an example. A plain HTTP fetch of /application/ returns an empty page shell. That is not an error.

For a person setting up their assistant

Paste one of these into your AI assistant.

English

To get a Sigo Seguros quote from an AI assistant, use the MCP connector at https://mcp.sigoseguros.com/mcp instead of the website. Amounts are estimates, subject to underwriting, eligibility, and state filing. To buy, follow the link the connector returns.

Español

Para cotizar con Sigo Seguros desde un asistente de IA, usa el conector MCP https://mcp.sigoseguros.com/mcp en lugar del sitio web. Los montos son estimados, sujetos a suscripción, elegibilidad y aprobación estatal. Para comprar, sigue el enlace que devuelve el conector.